The average cost of a funeral in the UK is £4,000. It can even cost upwards of £9,000 with added services such as custom flower arrangements and hearse rentals. In general, funerals aren’t cheap, but it doesn’t have to be expensive to be memorable and unique. One of the critical factors that can help in saving money on funeral costs is to plan carefully. Surely no one anticipates the death of a loved one, but there are additional money-saving tips you can try without sacrificing the quality of the funeral service.
- Check government funeral funding schemes
Some individuals leave a specific amount in their will for funeral arrangements. If this is not an option, you can check for funding schemes provided by the government. Low-income families may qualify for assistance with burial fees. Check your options and see if you are eligible.
- Forego unnecessary funeral details
Sometimes, what makes a funeral expensive are the added services and decorations. For example, professional flower arrangements are quite costly. Instead of hiring a florist, make flower arrangements yourself. You’ll find a lot of easy to follow tutorials online for creating simple and elegant funeral flowers. Another option is to consider a sustainable coffin material like wood. Metal caskets are very expensive, not to mention bad for the environment.
- Keep your options open for cremation
Traditional families may not like the idea of cremation, but at least put the option on the table. If the deceased has any specific demands on the will prohibiting cremation, you have to honour this request. Nevertheless, cremation is becoming more popular because it costs less to maintain a columbarium than a funeral plot. With direct cremation, you can also forego embalming which adds more to the funeral savings.
- Compare funeral director quotes
If you are hiring a funeral director, make sure to compare funeral costs UK companies charge to find a package that suits your budget. Online funeral service directories are available to quickly find funeral directors in your area and get no-obligation quotes.
- Prepare for the funeral in advance
You can pay for a pre-paid funeral package to help save on the hassle of coming up with the money on short notice. While your loved ones may feel uncomfortable with the idea, it can help if you sit down and talk to them regarding the benefits of a pre-paid funeral plan.
- Consider a DIY Funeral
You might consider this option if you have the time to spend on planning and preparation. Since losing a loved one is a stressful time, make sure that you are emotionally stable to do the planning yourself. With a DIY funeral, you can save on additional services associated with a burial such as:
- Request friends and family to help with flower arrangements.
- In any funeral, some compassionate people are always willing to lend a hand. See if they can assist with preparing food for the funeral service.
- Seek the help of friends to create custom funeral service programmes.
A DIY funeral service not only helps you save money, but it can also create a more personalised and intimate service for the deceased.
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