Workers in some industries are usually exposed to a lot of risk. In the construction, transport & logistics, oil & gas, and manufacturing industries, workers are always at risk of getting injured in one way or another. Since the cost of treating injured workers and paying their wages as they continue to recover is incredibly high, legislation was enacted to create the workers compensation insurance scheme. The legislation was enacted to also protect employers from financially crippling lawsuits filed by injured workers. Please note that workers can only enjoy work comp benefits if they give up their right to sue their employer.

Workers compensation Florida residents should know, provides wage replacement benefits, medical benefits, death benefits and burial benefits among other types of benefits. If an injured worker is not able to go back to work after getting injured, they will get permanent or long-term disability benefits for the rest of their life.